Privacy Policy

Halal Investing Masterclass

Effective Date: March 3, 2026

This Privacy Policy explains how Muslim Xchange Inc. collects, uses, discloses, and protects your personal information when you visit our website or enroll in the Halal Investing Masterclass. By using our services, you consent to the practices described in this Privacy Policy.

1. Who We Are

Muslim Xchange Inc. is a company incorporated under the laws of Ontario, Canada. We operate the Halal Investing Masterclass and related digital products and services. We are committed to protecting your personal information in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable Ontario privacy law.

Questions? Contact our Privacy Officer at support@muslimxchange.com.

2. Information We Collect

2.1 Information You Provide to Us

Account information: Name, email address, username, and password when you register
Purchase information: Billing name, address, and payment method (processed securely; we do not store full card numbers)
Profile information: Any optional details added to your profile, such as location or investing experience level
Communications: Messages sent to us via email, support tickets, or community forums
Survey responses: Responses to questionnaires or feedback forms

2.2 Information Collected Automatically

Usage data: Pages viewed, course progress, time spent on content, and actions taken within the Program
Device and technical data: IP address, browser type, operating system, device identifiers, and referring URLs
Cookies and tracking technologies: Used to enhance your experience and analyse usage (see Section 8)

2.3 Information from Third Parties

We may receive limited information from third-party platforms such as payment processors or authentication providers, only to the extent necessary to provide our services.

3. How We Use Your Information

We use your personal information only for legitimate purposes consistent with the reason it was collected.

Purpose	Legal Basis
Create and manage your account	Contract performance
Process your enrollment and payment	Contract performance
Deliver Program content and track progress	Contract performance
Provide customer support	Contract performance / Legitimate interest
Send transactional emails (receipts, confirmations)	Contract performance
Send newsletters and promotional offers	Consent (opt out any time)
Improve our products and user experience	Legitimate interest
Ensure security and prevent fraud	Legitimate interest / Legal obligation
Comply with legal obligations	Legal obligation

We will not use your information for incompatible purposes without first obtaining your consent.

4. How We Share Your Information

We do not sell, rent, or trade your personal information to third parties for marketing purposes. We may share your information in the following limited circumstances:

4.1 Service Providers

We work with trusted third-party vendors to operate our business, including:

Payment processors (e.g., Stripe) for secure billing
Course hosting and learning management platforms
Email marketing and communication tools
Analytics providers (e.g., Google Analytics)
Customer support platforms

All service providers are contractually required to use your information only as directed and to maintain appropriate security measures.

4.2 Legal Requirements

We may disclose your information if required by law, court order, or government authority, or to protect our rights, user safety, or to investigate fraud.

4.3 Business Transfers

In the event of a merger, acquisition, or sale of assets, your personal information may be transferred. We will notify you before your information becomes subject to a different privacy policy.

4.4 With Your Consent

We may share your information in other circumstances with your explicit prior consent.

5. Data Retention

We retain your personal information only as long as necessary for the purposes collected, or as required by law:

Account and enrollment data: Duration of your account plus up to 7 years after your last transaction
Support communications: Up to 3 years
Marketing consent records: While you remain a subscriber, plus 3 years after withdrawal
Technical and analytics data: Up to 26 months

When data is no longer needed, it is securely deleted or anonymised.

6. Your Privacy Rights

Under PIPEDA and applicable Ontario law, you have the following rights:

Right of access: Request a copy of the personal information we hold about you
Right to correct: Request correction of inaccurate or incomplete information
Right to withdraw consent: Withdraw consent at any time without affecting prior lawful processing
Right to request deletion: Request deletion of your personal information, subject to legal retention requirements
Right to complain: File a complaint with the Office of the Privacy Commissioner of Canada (OPC)

To exercise your rights, contact us at support@muslimxchange.com. We will respond within 30 days.

ⓘ For International Participants If you access our Program from outside Canada (including the US or EU), your information may be transferred to and processed in Canada. By using our services, you consent to this transfer. EU residents: we process your data in accordance with GDPR principles.

7. Data Security

We implement appropriate technical and organisational safeguards to protect your personal information, including:

SSL/TLS encryption for data transmitted through our website
Secure data storage with access controls and authentication
Regular security assessments of our systems and third-party providers
Staff training on data protection and confidentiality

No internet transmission method is 100% secure. In the event of a data breach posing real risk of significant harm, we will notify you and relevant authorities as required by law.

8. Cookies and Tracking Technologies

8.1 Types of Cookies We Use

Essential cookies: Required for login sessions and payment processing. These cannot be disabled.
Analytics cookies: Help us understand how visitors interact with our site (e.g., Google Analytics). Anonymised where possible.
Marketing cookies: Used to deliver relevant ads and track campaign effectiveness. Only set with your consent.

8.2 Managing Cookies

You can manage cookies through your browser settings. Disabling certain cookies may affect site functionality. You may also opt out via the Google Analytics Opt-out Add-on.

9. Third-Party Links

Our website and Program may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies before providing any personal information.

10. Children's Privacy

Our Program is intended for individuals aged 18 and over. We do not knowingly collect personal information from minors. If we become aware of inadvertent collection from a minor, we will promptly delete it. Please contact us at

11. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. When we make material changes, we will update the Effective Date and notify you by email or through a notice on our website. Your continued use of our services after changes indicates acceptance of the updated policy.

12. Contact Us

For questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact our Privacy Officer:

Muslim Xchange Inc.

Attn: Privacy Officer

Ontario, Canada

Email: support@muslimxchange.com